WU
Western Union
Data as of 2026-10-14
Company attributes
Price
Interactive 5-year price history chart for WU. Latest close $6.11.
Pillar breakdown
0–100 percentile rank against the current universe (sector-relative for Quality / Value / Growth / Profitability)
- QualityProfit margins & asset efficiency75ExceptionalFinancials median (n=258) 50
- ValuePrice vs fundamentals71ExceptionalFinancials median (n=258) 52
- GrowthRevenue & earnings trajectory34WeakFinancials median (n=258) 50
- MomentumRecent price strength16PoorFinancials median (n=258) 59
- HealthBalance sheet & solvency36WeakFinancials median (n=258) 54
- ProfitabilityROE, ROA, ROIC34WeakFinancials median (n=258) 51
- TechnicalTrend & volatility signals56StrongFinancials median (n=258) 47
- RiskVolatility & drawdown profile31WeakFinancials median (n=258) 61
Pillars not shown: Sentiment, ML (Phase 5+).
Fair price check
2 different valuation methods each estimate what WU should be worth, then we compare to today's price.
- P/E multiplesUndervaluedthinks it's a bargain — estimates $27.63, about 352% above today
- P/B multiplesOvervaluedthinks it's expensive — estimates $1.60, about 74% below today
How to read this: “Cheap” = method's fair price is at least 20% above today. “Fair” = within ±10–20%. “Pricey” = at least 10% below today. Outliers (values more than 5× or less than 0.2× today's price) are excluded.
Fair price ensemble
- Median fair
- $14.61
- Margin of safety(vs fair value)
- +58.2%
- Max (ex-outliers)
- $27.63
- Tangible BVPS
- —
Median of all applicable methods (current price $6.11). Per-method estimates + each method’s cheap/fair/pricey read are in the Fair price check above. Outliers above 5× or below 0.2× current price are excluded from the max but kept in the median. See methodology for the 6-method ensemble + 7 defenses.
Defense layer. Flags mark elevated risk, never confirmed fraud. This model cannot catch every manipulation and decays after publication — weigh it against its stated error rates.
Supporting dataRaw fundamentals & data-quality provenance behind the scores above
Raw fundamentals (SEC EDGAR)
| Metric | Value |
|---|---|
| Market cap | $1.91B |
| Revenue (TTM) | $4.04B |
| Net income (TTM) | $395.40M |
| Operating cash flow (TTM) | $609.70M |
| CapEx (TTM) | $44.30M |
| Free cash flow (TTM)CFO − CapEx | $565.40M |
| Total assets | $7.97B |
| Total liabilities | $7.05B |
| Stockholders' equity | $113.90M |
| Cash & equivalents | $919.80M |
| Shares outstanding | 311.88M |
| EPS (basic) | $1.27 |
| EPS (diluted) | $1.27 |
| P/E ratio (TTM) | 4.82 |
TTM = trailing twelve months. Balance sheet items are point-in-time (latest filing).
Data quality
- Latest filed date
- 2026-07-30
- Latest period end
- 2026-07-22
- Filing lag
- 76 days
- Missing metrics
- 7(gross_profit, research_and_development, current_assets, current_liabilities, inventory, accounts_receivable, accounts_payable)
Composite is the 8-pillar weighted score over quality, value, growth, momentum, health, profitability, technical, and risk. Sentiment + ML pillars are reserved for a later phase; until then their weight redistributes pro-rata. Fair price is the median of 6 valuation methods (Graham, P/E / P/B / EV-EBITDA multiples, RIM, DCF) with outliers above 5× current price excluded from the max. Risk-overlay flags annotate only — they suppress the entered-top-5 badge but do not modify the composite.