#23USNYSE

TDC

Teradata

$28.79USD

Data as of 2026-09-05

Composite Score69.3Strong

−53

Margin of safety−53%Expensive

Fair value$18.76

Target$77.92

Loss chance62%Moderate-high

SizeMid cap

SectorInformation Technology

Dividend—

TypeCommon stock

Price

Pillar breakdown

0–100 percentile rank against the current universe (sector-relative for Quality / Value / Growth / Profitability)

Information Technology median (n=190)

Quality
Profit margins & asset efficiency
88
Exceptional
Information Technology median (n=190) 49
Value
Price vs fundamentals
85
Exceptional
Information Technology median (n=190) 51
Growth
Revenue & earnings trajectory
56
Strong
Information Technology median (n=190) 51
Momentum
Recent price strength
52
Average
Information Technology median (n=190) 51
Health
Balance sheet & solvency
33
Weak
Information Technology median (n=190) 65
Profitability
ROE, ROA, ROIC
76
Exceptional
Information Technology median (n=190) 50
Technical
Trend & volatility signals
66
Strong
Information Technology median (n=190) 50
Risk
Volatility & drawdown profile
30
Weak
Information Technology median (n=190) 41

025405570100

Exceptional (70+)Strong (55–70)Average (40–55)Weak (25–40)Poor (<25)

Pillars not shown: Sentiment, ML (Phase 5+).

Risk Summary

1 active

Rank gates

Altman financial distress[altman_distress]Altman Z″ below 1.10 — financial-distress zone (Altman 1968).

These flags keep the raw composite rank (project Rule 16) but forfeit the entered_top5 badge. Two of them — altman_distress and data_quality_input_corruption — additionally force a cautious recommendation; the others act as Top-5 disqualifiers without dictating the buy/hold/sell label on their own.

Fair price check

6 different valuation methods each estimate what TDC should be worth, then we compare to today's price.

Looks overvalued

Models suggest TDC is trading above fair value

Today's price

$28.79

Median fair price

$18.76

-35% vs today's price

Of 6 methods:2 say cheap4 say pricey

P/E multiplesUndervalued
thinks it's a bargain — estimates $77.92, about 171% above today
DCF (2-stage)Undervalued
thinks it's a bargain — estimates $53.94, about 87% above today
EV/EBITDAOvervalued
thinks it's expensive — estimates $24.56, about 15% below today
P/B multiplesOvervalued
thinks it's expensive — estimates $12.96, about 55% below today
Residual IncomeOvervalued
thinks it's expensive — estimates $11.43, about 60% below today
Graham (defensive)Overvalued
thinks it's expensive — estimates $6.29, about 78% below today

How to read this: “Cheap” = method's fair price is at least 20% above today. “Fair” = within ±10–20%. “Pricey” = at least 10% below today. Outliers (values more than 5× or less than 0.2× today's price) are excluded.

Fair price ensemble

Median fair: $18.76
Margin of safety(vs fair value): -53.4%
Max (ex-outliers): $77.92
Tangible BVPS: $1.69

Goodwill-heavy balance sheet

Median of all applicable methods (current price $28.79). Per-method estimates + each method’s cheap/fair/pricey read are in the Fair price check above. Outliers above 5× or below 0.2× current price are excluded from the max but kept in the median. See methodology for the 6-method ensemble + 7 defenses.

Defense layer. Flags mark elevated risk, never confirmed fraud. This model cannot catch every manipulation and decays after publication — weigh it against its stated error rates.

Supporting dataRaw fundamentals & data-quality provenance behind the scores above

Raw fundamentals (SEC EDGAR)

Metric	Value
Market cap	$2.68B
Revenue (TTM)	$1.69B
Net income (TTM)	$458.00M
Operating cash flow (TTM)	$761.00M
CapEx (TTM)	$25.00M
Free cash flow (TTM)CFO − CapEx	$736.00M
Total assets	$1.66B
Total liabilities	$1.06B
Stockholders' equity	$593.00M
Cash & equivalents	$414.00M
Shares outstanding	93.00M
EPS (basic)	$4.92
EPS (diluted)	$4.92
P/E ratio (TTM)	5.85

TTM = trailing twelve months. Balance sheet items are point-in-time (latest filing).

Data quality

Latest filed date: 2026-08-05
Latest period end: 2026-07-24
Filing lag: 31 days
Missing metrics: 1(dividends_paid)