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#1188USNYSE

COF

Capital One

$206.22USD

Data as of 2026-07-21

Fair value$149.95
Target$423.39
Loss chance57%Neutral

Company attributes

SizeLarge cap
SectorFinancials
Dividend1.55%
TypeCommon stock

Price

Interactive 5-year price history chart for COF. Latest close $206.22.

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Pillar breakdown

0–100 percentile rank against the current universe (sector-relative for Quality / Value / Growth / Profitability)

Financials median (n=258)
  • Quality
    Profit margins & asset efficiency
    28
    Weak
    Financials median (n=258) 50
  • Value
    Price vs fundamentals
    58
    Strong
    Financials median (n=258) 51
  • Growth
    Revenue & earnings trajectory
    44
    Average
    Financials median (n=258) 50
  • Momentum
    Recent price strength
    32
    Weak
    Financials median (n=258) 57
  • Health
    Balance sheet & solvency
    53
    Average
    Financials median (n=258) 55
  • Profitability
    ROE, ROA, ROIC
    36
    Weak
    Financials median (n=258) 51
  • Technical
    Trend & volatility signals
    55
    Strong
    Financials median (n=258) 59
  • Risk
    Volatility & drawdown profile
    42
    Average
    Financials median (n=258) 61
025405570100
Exceptional (70+)Strong (55–70)Average (40–55)Weak (25–40)Poor (<25)

Pillars not shown: Sentiment, ML (Phase 5+).

Fair price check

3 different valuation methods each estimate what COFshould be worth, then we compare to today's price.

Looks overvalued
Models suggest COF is trading above fair value
Today's price
$206.22
Median fair price
$149.95
-27% vs today's price
Of 3 methods:1 say cheap2 say pricey
  • P/B multiplesUndervalued
    thinks it's a bargainestimates $423.39, about 105% above today
  • Graham (defensive)Overvalued
    thinks it's expensiveestimates $149.95, about 27% below today
  • P/E multiplesOvervalued
    thinks it's expensiveestimates $76.86, about 63% below today

How to read this: “Cheap” = method's fair price is at least 20% above today. “Fair” = within ±10–20%. “Pricey” = at least 10% below today. Outliers (values more than 5× or less than 0.2× today's price) are excluded.

Fair price ensemble

Median fair
$149.95
Margin of safety(vs fair value)
-37.5%
Max (ex-outliers)
$423.39
Tangible BVPS
$108.75

Median of all applicable methods (current price $206.22). Per-method estimates + each method’s cheap/fair/pricey read are in the Fair price check above. Outliers above 5× or below 0.2× current price are excluded from the max but kept in the median. See methodology for the 6-method ensemble + 7 defenses.

Defense layer. Flags mark elevated risk, never confirmed fraud. This model cannot catch every manipulation and decays after publication — weigh it against its stated error rates.

Supporting dataRaw fundamentals & data-quality provenance behind the scores above

Raw fundamentals (SEC EDGAR)

MetricValue
Market cap$128.33B
Revenue (TTM)$58.66B
Net income (TTM)$3.22B
Operating cash flow (TTM)$29.07B
CapEx (TTM)$1.78B
Free cash flow (TTM)CFO − CapEx$27.29B
Total assets$682.90B
Total liabilities$570.64B
Stockholders' equity$112.26B
Cash & equivalents$79.26B
Shares outstanding622.29M
EPS (basic)$5.18
EPS (diluted)$5.18
P/E ratio (TTM)39.82

TTM = trailing twelve months. Balance sheet items are point-in-time (latest filing).

Data quality

Latest filed date
2026-05-07
Latest period end
2026-04-30
Filing lag
75 days
Missing metrics
11(gross_profit, operating_income, cost_of_revenue, research_and_development, sga_expense, current_assets, current_liabilities, inventory, accounts_receivable, accounts_payable, ebitda)

Composite is the 8-pillar weighted score over quality, value, growth, momentum, health, profitability, technical, and risk. Sentiment + ML pillars are reserved for a later phase; until then their weight redistributes pro-rata. Fair price is the median of 6 valuation methods (Graham, P/E / P/B / EV-EBITDA multiples, RIM, DCF) with outliers above 5× current price excluded from the max. Risk-overlay flags annotate only — they suppress the entered-top-5 badge but do not modify the composite.