#668USNYSE

COF

Capital One

$201.14USD

Data as of 2026-10-14

Composite Score51.6Average

−13

Margin of safety−13%Overvalued

Fair value$177.27

Target$401.52

Loss chance46%Neutral

SizeLarge cap

SectorFinancials

Dividend1.59%

TypeCommon stock

Price

Pillar breakdown

0–100 percentile rank against the current universe (sector-relative for Quality / Value / Growth / Profitability)

Financials median (n=258)

Quality
Profit margins & asset efficiency
38
Weak
Financials median (n=258) 50
Value
Price vs fundamentals
66
Strong
Financials median (n=258) 52
Growth
Revenue & earnings trajectory
52
Average
Financials median (n=258) 50
Momentum
Recent price strength
49
Average
Financials median (n=258) 59
Health
Balance sheet & solvency
53
Average
Financials median (n=258) 54
Profitability
ROE, ROA, ROIC
48
Average
Financials median (n=258) 51
Technical
Trend & volatility signals
71
Exceptional
Financials median (n=258) 47
Risk
Volatility & drawdown profile
46
Average
Financials median (n=258) 61

025405570100

Exceptional (70+)Strong (55–70)Average (40–55)Weak (25–40)Poor (<25)

Pillars not shown: Sentiment, ML (Phase 5+).

Fair price check

3 different valuation methods each estimate what COF should be worth, then we compare to today's price.

Looks overvalued

Models suggest COF is trading above fair value

Today's price

$201.14

Median fair price

$177.27

-12% vs today's price

Of 3 methods:1 say cheap2 say pricey

P/B multiplesUndervalued
thinks it's a bargain — estimates $401.52, about 100% above today
P/E multiplesOvervalued
thinks it's expensive — estimates $177.27, about 12% below today
Graham (defensive)Overvalued
thinks it's expensive — estimates $148.98, about 26% below today

How to read this: “Cheap” = method's fair price is at least 20% above today. “Fair” = within ±10–20%. “Pricey” = at least 10% below today. Outliers (values more than 5× or less than 0.2× today's price) are excluded.

Fair price ensemble

Median fair: $177.27
Margin of safety(vs fair value): -13.5%
Max (ex-outliers): $401.52
Tangible BVPS: $107.34

Value-trap risk (RIM)

Median of all applicable methods (current price $201.14). Per-method estimates + each method’s cheap/fair/pricey read are in the Fair price check above. Outliers above 5× or below 0.2× current price are excluded from the max but kept in the median. See methodology for the 6-method ensemble + 7 defenses.

Defense layer. Flags mark elevated risk, never confirmed fraud. This model cannot catch every manipulation and decays after publication — weigh it against its stated error rates.

Supporting dataRaw fundamentals & data-quality provenance behind the scores above

Raw fundamentals (SEC EDGAR)

Metric	Value
Market cap	$123.40B
Revenue (TTM)	$62.02B
Net income (TTM)	$10.52B
Operating cash flow (TTM)	$31.45B
CapEx (TTM)	$1.75B
Free cash flow (TTM)CFO − CapEx	$29.70B
Total assets	$673.84B
Total liabilities	$560.04B
Stockholders' equity	$113.79B
Cash & equivalents	$55.88B
Shares outstanding	613.48M
EPS (basic)	$17.15
EPS (diluted)	$17.15
P/E ratio (TTM)	11.73

TTM = trailing twelve months. Balance sheet items are point-in-time (latest filing).

Data quality

Latest filed date: 2026-07-28
Latest period end: 2026-06-30
Filing lag: 78 days
Missing metrics: 11(gross_profit, operating_income, cost_of_revenue, research_and_development, sga_expense, current_assets, current_liabilities, inventory, accounts_receivable, accounts_payable, ebitda)