#31USNYSE

ALL

Allstate

$251.74USD

Data as of 2026-07-21

Composite Score68.3Strong

−15

Margin of safety−15%Overvalued

Fair value$219.75

Target$491.65

Loss chance36%Moderate-low

SizeLarge cap

SectorFinancials

Dividend1.70%

TypeCommon stock

Price

Pillar breakdown

0–100 percentile rank against the current universe (sector-relative for Quality / Value / Growth / Profitability)

Financials median (n=258)

Quality
Profit margins & asset efficiency
70
Exceptional
Financials median (n=258) 50
Value
Price vs fundamentals
69
Strong
Financials median (n=258) 51
Growth
Revenue & earnings trajectory
75
Exceptional
Financials median (n=258) 50
Momentum
Recent price strength
67
Strong
Financials median (n=258) 57
Health
Balance sheet & solvency
56
Strong
Financials median (n=258) 55
Profitability
ROE, ROA, ROIC
54
Average
Financials median (n=258) 51
Technical
Trend & volatility signals
67
Strong
Financials median (n=258) 59
Risk
Volatility & drawdown profile
87
Exceptional
Financials median (n=258) 61

025405570100

Exceptional (70+)Strong (55–70)Average (40–55)Weak (25–40)Poor (<25)

Pillars not shown: Sentiment, ML (Phase 5+).

Risk Summary

Low

Manipulation index

5/100

Composite penalty: −0.50 pts (informational; rank uses raw composite)

Fired components (1)

Accruals momentum (Δ TATA > 0.05 over 3y)[accruals_momentum_high]

Rolls up Phase 4.5 earnings-manipulation defenses (Sloan · Beneish · Dechow · REM · restatement · late-filing · earnings- quality time-series) into a single 0-100 risk index. The soft composite penalty (max 10 pts) is informational only — the ranking uses the raw composite score per project Rule 16.

Fair price check

4 different valuation methods each estimate what ALLshould be worth, then we compare to today's price.

Looks overvalued

Models suggest ALL is trading above fair value

Today's price

$251.74

Median fair price

$219.75

-13% vs today's price

Of 4 methods:1 say cheap1 say fair2 say pricey

P/E multiplesUndervalued
thinks it's a bargain — estimates $491.65, about 95% above today
P/B multiplesFair
thinks it's fairly priced — estimates $230.17, about 9% below today
Graham (defensive)Overvalued
thinks it's expensive — estimates $209.34, about 17% below today
Residual IncomeOvervalued
thinks it's expensive — estimates $165.78, about 34% below today

How to read this: “Cheap” = method's fair price is at least 20% above today. “Fair” = within ±10–20%. “Pricey” = at least 10% below today. Outliers (values more than 5× or less than 0.2× today's price) are excluded.

Fair price ensemble

Median fair: $219.75
Margin of safety(vs fair value): -14.6%
Max (ex-outliers): $491.65
Tangible BVPS: $108.50

Accruals momentum

Median of all applicable methods (current price $251.74). Per-method estimates + each method’s cheap/fair/pricey read are in the Fair price check above. Outliers above 5× or below 0.2× current price are excluded from the max but kept in the median. See methodology for the 6-method ensemble + 7 defenses.

Defense layer. Flags mark elevated risk, never confirmed fraud. This model cannot catch every manipulation and decays after publication — weigh it against its stated error rates.

Supporting dataRaw fundamentals & data-quality provenance behind the scores above

Raw fundamentals (SEC EDGAR)

Metric	Value
Market cap	$64.80B
Revenue (TTM)	$68.17B
Net income (TTM)	$12.14B
Operating cash flow (TTM)	$11.71B
CapEx (TTM)	$269.00M
Free cash flow (TTM)CFO − CapEx	$11.44B
Total assets	$123.97B
Total liabilities	$92.39B
Stockholders' equity	$31.61B
Cash & equivalents	$697.00M
Shares outstanding	257.42M
EPS (basic)	$47.18
EPS (diluted)	$47.18
P/E ratio (TTM)	5.34

TTM = trailing twelve months. Balance sheet items are point-in-time (latest filing).

Data quality

Latest filed date: 2026-04-29
Latest period end: 2026-04-13
Filing lag: 83 days
Missing metrics: 13(gross_profit, operating_income, cost_of_revenue, research_and_development, sga_expense, depreciation_and_amortization, income_before_tax, current_assets, current_liabilities, inventory, accounts_receivable, accounts_payable, ebitda)